Free HUD-Approved Housing Counseling
HUD-approved housing counseling agencies offer free or low-cost foreclosure prevention help. We encourage every homeowner to use them alongside any other help they receive.
How to find one
- Call HUD at 800-569-4287.
- Search the HUD counselor locator at hud.gov.
- Use the CFPB's housing counselor tool at consumerfinance.gov.
What to bring
- Mortgage statements and any letters from your servicer
- Court papers, if you've been served
- Proof of income and recent bank statements
- A list of monthly expenses
Keep exploring
Additional Paths to Review
Other possibilities to discuss with your servicer, housing counselor, or attorney.
Learn moreFlorida Foreclosure Timeline
Every stage of a Florida judicial foreclosure, step by step.
Learn moreWhat to Do the Day You're Served
A calm, practical checklist for the first day and first 20 days.
Learn moreYou don't have to figure this out alone
Let's find your path forward — together.
A free, confidential conversation can bring a lot of clarity. Reach out however feels easiest.
Tell us about your situation
Fill out our short, confidential form and a specialist will reach out to talk through your options.
Free · Confidential · No obligation